Who doesn't want to save money or make their money work better for them? That is why refinancing has been such a popular activity for homeowners in the US for the last couple of years. People are saving thousands of dollars each year by shaving points off of their mortgage rates. Some folks have even refinanced multiple times to continue taking advantage of constantly dipping interest rates. If you haven't done this yet, it's not too late. Granted, you probably won't find interest rates as low as a year ago, but they are still far lower than they have been historically. Find the lowest mortgage rate by shopping around online and with various mortgage brokers.
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