If you are ready to start your first time home buying process, make sure you educate yourself on your options and don't just depend on the advice of others. For instance, first time home buyers are often entitled to special government funded mortgage programs that have low interest rates and low down payments. If you arm yourself with knowledge, you can explore all the options you have.
If you want more instant gratification, online mortgage brokers are for you. These folks specialize in fast turnaround time with mortgage options and closings.
It is recommended that you get a mortgage pre-approval before you go house hunting. Many sellers today demand a pre-approval letter before they will accept your offer. Pre-approval also gives a first time homebuyer a realistic idea of what they can afford to buy.
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